SERVICES
The concept of life insurance can be as simple as paying a monthly premium to an insurance company and, in exchange, the insurance company pays a lump sum benefit to your beneficiaries. Where life insurance can become confusing is determining how much life insurance you need and the type of life insurance that best fits your circumstances.
At The DL Moore Agency, we assist our clients with these complicated and sometimes difficult decisions. We listen to our client’s needs and sort through the myriad of life insurance companies to find the right product that fits your budget.
Whether you’re a business owner, family, or single, we can help you protect the ones you love, your assets, and your business from potential loss with the power of life insurance.
Individual disability insurance protects you and your source of income (your paycheck) from injury and illness. Many people rely solely on group disability insurance offered through an employer or membership organization. One of the disadvantages of group disability coverage is that it’s possible to lose it at some point. Buying your own individual disability insurance policy ensures that you will continue to have coverage if you switch jobs or your employers drops the plan.
Annuities can play an important role in your retirement savings and income planning strategy. Whether you want to increase your retirement savings or you need a guaranteed income, there are annuity solutions that you should consider. We can help you learn how annuities work and how they may fit into your overall retirement saving and income plan.
For many, a car is the second most expensive purchase you will make. Insurance for your vehicle shouldn’t be looked at as only a requirement by law but as an asset protector. We want to enjoy our vehicles and know that our home, families, savings, and other assets are protected by having sufficient insurance protection on our vehicles. The DL Moore Agency utilizes over 15 top-rated auto insurance carriers to ensure that our clients have the protection they need and at a price that fits their budget.
Protecting your home from fire, robbery, flood, and all sorts of other calamities and untoward incidents is important. Whether the property is your primary residence, a rental property that you own, an apartment, or house that you rent, or vacant property, we have coverage solutions for you. Contact us today to find the perfect home insurance or renters insurance policy that fits your needs. Don’t forget to ask us about multi-policy discounts and Umbrella coverage!When personal liability insurance protection is needed beyond the limits allowed in your automobile and homeowner’s insurance, Umbrella Insurance can take care of that need.
Business owners have a lot to consider when choosing insurance that fully protects their business. One coverage option, a business owner’s policy (BOP), can take the guesswork out of the process. A BOP combines General Liability coverage with coverage for your building, Business Interruption coverage, and equipment used in your business. Inland Marine coverage can also be added to cover business property while in transit.
General Liability (GL) insurance is important coverage for Business Owners. General Liability insurance is a type of insurance policy that provides coverage to a business for bodily injury, personal injury, and property damage caused by the business’s operations, products, or injuries that occur on the business’s premises. Commercial General Liability coverage is considered comprehensive; however, it does not cover all risks a business may encounter.
